BUYING A HOME

Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you’re not familiar with all aspects of the process, and don’t have all the best information and resources at hand.

One of my specialties is representing the best interests of London area buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.

Patience is a rare quality in today’s hurry-up world and is a cornerstone my real estate practice. Time and attention are gifts I give freely – listening while clients share their dreams and goals, then answering their questions and helping them explore options without pressure.

If you’re like most people, buying a home is the biggest investment you will ever make. So whether you’re buying a starter home, your dream home or an investment property, why not take advantage of my experience as your local market expert for London to make the most informed decisions you can, every step of the way.

Home buying can be a daunting and complex process. But with Matt Young, Your REALTOR® at your side, it doesn’t have to be. Remember, I work for you and look after your best interests. So take a few minutes and learn how I can help you find what you’re looking for.

MAKE SURE YOU'RE READY TO BUY

If you’re thinking of buying a home, you’ve come to the right place. I can turn you into a house-hunting master. But before we jump right in, you have to make sure three things are ready: you, your bank account, and the real estate market.

Are you ready? Be sure

Few joys can match the pride of owning the roof over your head, but you will have to make some sacrifices. There’s the obvious financial responsibility, but your home will also require constant care. That’s what real pride of ownership is all about.

IS YOUR BANK ACCOUNT READY? CHECK IT TWICE

Your first home will be the biggest financial obligation you’ve ever faced. You should ideally have saved up some money for a down payment and are managing any debts like student loans or credit cards.

DECIDE WHAT YOU WANT TO BUY

Nowadays, there are many different types of homes to choose from. And there are pros and cons to each. Take a minute to reflect on your lifestyle and based on that, decide what best fits you.

You know what you want, but let’s talk needs

Are you getting out of a two-bedroom apartment because it’s too small? Then your new home should have at least three bedrooms, and probably a second bathroom. As your Realtor I call these must-have features “needs”. Features you’d like to have are called “wants”. Your strategy should be to find a home within your price range that fulfills all or most of your ‘needs’, and as many of your ‘wants’ as possible.

SELL YOUR CURRENT HOME

Not very many people can hold onto two homes at the same time, so you’ll probably need to sell the one you have now. Here’s a quick overview.

When should you sell?

Buyer’s and seller’s markets explained
When there are lots of people looking for homes but not many for sale, it’s called a ‘seller’s market’. When there are lots of homes for sale and not many people buying them, it’s called a ‘buyer’s market’.

Wait for the market to improve? 
If you’re selling one home and buying another, you don’t really have to worry about playing the market. If you sell your existing home for a ‘low’ price, you’re probably also buying at a low price.

If you need to sell fast
Ask me, your REALTOR® Matt Young for help establishing a price and for making your home look attractive, without making you look desperate.

BUY FIRST OR SELL FIRST? THE ETERNAL QUESTION

Many people are able to time their sale and purchase so they happen on the same “closing date”. As a buyer, you can make your offer “conditional” on the sale of your existing home, so you’re not paying for the upkeep of two homes. Or when selling, you can try to extend the “closing period” to give yourself more time to find your next home.

SELL WITH A REALTOR®, OR GO IT ALONE?

In the same way that many people decide not to fix their own cars or do their own dental work, it’s wise to enlist a professional when selling your most valuable asset. Real estate transactions are complex, time consuming and involve a lot of legal documentation. As Your REALTOR® my knowledgeable of over 22 years and high motivation is to help you get the most for your home and to continue on as your family realtor.

Contact me direct to help you answer all your questions 519-872-2428.

READY TO BUY?

Chat With Matt

I would enjoy helping you with any questions you may have, send me an email and I'll get back to you, asap.

Questions, issues or concerns? I'd love to help you!

Click ENTER to chat